Which online bank to choose when you are a student?

It is not so easy to choose an online bank when you are a student, it can turn out to be very tedious and painful. You have to research, take information from everywhere, compare… It’s not a piece of cake! In addition, students do not necessarily have big budgets, so the costs linked to the base are very significant. In this sense, many banks offer offers adapted to the student situation, Fortuneo is a good example. You will be able to discover in the rest of the article, the best banks if you are a student, but also a very interesting sponsorship  offer !

Share the different offers from online banks

Online banks are attractive to students because they are considered simple, accessible and economical. As a general rule, they do not require specific income conditions and offer optimal digital management. Here are the best online banks:

  • Monabanq: withdrawals and payments are free in the Euro zone. Managing the account and current transactions is simple. In addition, this bank offers a checking account without income conditions, a free bank card and a welcome offer of up to €120 for opening an account.
  • Fortuneo: offers a free mastercard for young people aged 18 to 26 and a €80 welcome bonus, with no income requirement. In addition, here you have the opportunity to have access to an exceptional Fortuneo sponsorship code .
  • Boursorama bank: a free classic visa card, a bonus of €80 for a new membership and no management fees, without income conditions
  • N26: free payments and transfers outside the Euro zone, no management fees, a free bank card depending on the formula chosen and guaranteed speed of account opening

Why choose an online bank when you are a student?

The advantages of choosing an online bank when you are studying is, on the one hand, having access to an attractive welcome bonus . It can range from €40 to more than €100 depending on the banks. Fortuneo provides young people with a sponsorship code including a high welcome bonus. However, some banks require specific deposits, which must be taken into consideration.

On the other hand, the advantage of online banks is being able to obtain a free bank card when you were studying and without conditions most of the time. Bank fees are often well adapted to students and minimized. Management fees are thus offered and banking services are carried out practically and simply, via the online site or the mobile application.

The fees abroad from online banks are also very attractive when you are a student and you have to travel. Withdrawal and payment fees are very often free and even beyond the Euro zone for certain banks. So online banks offer many advantages for students.

Finally, online banks adapt perfectly to new generations by offering them a 100% digital and connected experience . Thanks in particular to its applications, it is ultra simple to manage your account, your bank card and all your banking data. Additionally, it is also easily accessible for any student to contact an advisor should the need arise. Online banks are less expensive and more suited to students’ budgets.

Thus, online banks have differences from traditional banks which are less practical for students.

Discover an exclusive sponsorship code with Fortuneo bank

The online site is a sponsorship site. On its interface, you can find exclusive sponsorship codes in different areas, such as online banking, energy suppliers and many other sectors. It is therefore possible to share a code and thus find referrals with whom to use it or find a sponsor offering a valid promotion. The Fortuneo sponsorship code is aimed both at young people wanting to benefit from a promotion for registering with online banking, but also for sponsors who can benefit from benefits by sharing their code.

Online banks, banks suitable for students

So when you are a student, online banks make life easier for young students , by offering them lower costs, attractive welcome offers and comprehensive services accessible from your computer or laptop. This represents a real advantage for students who must concentrate first on studies and who must travel while managing their accounts with ease.

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